.hm-hero{position:relative;overflow:hidden;padding:4rem 0 3.5rem;background:var(--paper)}.hm-hero__texture{position:absolute;inset:0;background-image:linear-gradient(var(--border) 1px,transparent 1px),linear-gradient(90deg,var(--border) 1px,transparent 1px);background-size:48px 48px;opacity:.35;pointer-events:none}.hm-hero__glow{position:absolute;top:-30%;right:-10%;width:640px;height:640px;background:radial-gradient(circle,rgba(200,98,42,.09) 0%,transparent 65%);pointer-events:none}.hm-hero__inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr 600px;gap:3rem;align-items:start}.hm-eyebrow{font-size:var(--fs-xs);font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);margin-bottom:1rem}.hm-hero__title{font-family:var(--font-display);font-size:clamp(2.25rem,4.5vw,3.5rem);font-weight:400;line-height:1.1;color:var(--ink);letter-spacing:-.015em;margin-bottom:1.25rem}.hm-hero__serif-em{color:var(--accent);display:block}.hm-hero__sub{font-size:1.0625rem;color:var(--ink-muted);line-height:1.65;max-width:480px;margin-bottom:1.75rem}.hm-pillars{list-style:none;padding:0;display:flex;flex-direction:column;gap:.5rem}.hm-pillars li{display:flex;align-items:center;gap:.5rem;font-size:var(--fs-body);font-weight:500;color:var(--ink-muted)}.hm-pillars svg{color:var(--accent);flex-shrink:0}.hm-qe{background:var(--surface);border:1px solid var(--border);border-top:3px solid var(--accent);border-radius:var(--radius);padding:1.75rem;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:1.25rem;animation:qe-rise .6s cubic-bezier(.16,1,.3,1) both;animation-delay:.1s}@keyframes qe-rise{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.hm-qe__label{font-size:var(--fs-xs);font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}.hm-qe__layout{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;align-items:start}.hm-qe__fields{display:flex;flex-direction:column;gap:.875rem}.hm-qe__field{display:flex;flex-direction:column;gap:.375rem}.hm-qe__field-label{font-size:var(--fs-base);font-weight:600;color:var(--ink-muted)}.hm-qe__input-wrap{display:flex;align-items:center;gap:.375rem}.hm-qe__prefix,.hm-qe__suffix{font-size:var(--fs-lg);font-weight:600;color:var(--ink-muted);flex-shrink:0;user-select:none}.hm-qe__input{flex:1;border:1.5px solid var(--border);border-radius:8px;background:var(--surface);padding:.625rem .75rem;font-size:var(--fs-xl);font-weight:600;color:var(--ink);outline:none;transition:border-color .15s,box-shadow .15s}.hm-qe__input:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-light)}.hm-qe__field--rate .hm-qe__input{font-size:var(--fs-lg)}.hm-qe__range{width:100%;margin-top:.25rem}.hm-qe__range-labels{display:flex;justify-content:space-between;font-size:var(--fs-xs);color:var(--ink-muted);font-weight:500;margin-top:-.125rem}.hm-qe__result{background:var(--accent-light);border-radius:8px;padding:1.125rem 1.25rem;display:flex;flex-direction:column;justify-content:center;gap:.875rem}html[data-theme=dark] .hm-qe__result{border:1px solid transparent}.hm-qe__result-main{display:flex;flex-direction:column;gap:.125rem}.hm-qe__result-label{font-size:var(--fs-xs);font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-muted)}.hm-qe__result-value{font-size:var(--fs-display);font-weight:700;color:var(--accent);letter-spacing:-.02em;line-height:1.1;font-variant-numeric:tabular-nums}.hm-qe__result-grid{display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1rem;border-top:1px solid var(--border);padding-top:.75rem}html[data-theme=dark] .hm-qe__result-grid{border-color:#ffffff12}.hm-qe__stat{display:flex;flex-direction:column;gap:.0625rem}.hm-qe__stat-label{font-size:var(--fs-2xs);font-weight:600;text-transform:uppercase;letter-spacing:.07em;color:var(--ink-muted);opacity:.75}.hm-qe__stat-val{font-size:var(--fs-body);font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums}.hm-qe__cta{font-size:var(--fs-base);font-weight:600;color:var(--accent);text-decoration:none}.hm-qe__cta:hover{text-decoration:underline}.hm-qe__note{font-size:var(--fs-xs);color:var(--ink-muted);opacity:.7;text-align:center;line-height:1.5;margin-top:.5rem}.hm-section{padding:2.5rem 0}.hm-section__title{font-family:var(--font-display);font-size:1.375rem;font-weight:400;color:var(--ink);margin-bottom:.25rem;letter-spacing:-.01em}.hm-section__sub{font-size:var(--fs-md);color:var(--ink-muted);margin-bottom:1.5rem}.hm-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:.875rem}.hm-card{position:relative;display:flex;flex-direction:column;gap:.125rem;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:.75rem 1rem;text-decoration:none;color:var(--ink);overflow:hidden;transition:box-shadow .2s,transform .2s;animation:hm-card-in .4s ease both}@keyframes hm-card-in{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.hm-card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--accent);transform:scaleY(0);transform-origin:bottom;transition:transform .25s cubic-bezier(.4,0,.2,1)}.hm-card:hover{box-shadow:0 4px 20px rgba(var(--accent-rgb),.1);transform:translateY(-2px)}.hm-card:hover:before{transform:scaleY(1)}.hm-card__name{font-family:var(--font-display);font-size:var(--fs-lg);font-weight:400;color:var(--ink);margin-bottom:.25rem;line-height:1.3}.hm-card__desc{font-size:var(--fs-base);color:var(--ink-muted);line-height:1.55;flex:1;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.hm-card__foot{display:flex;align-items:center;justify-content:space-between;margin-top:auto;padding-top:.5rem}.hm-card__arrow{font-size:var(--fs-lg);color:var(--accent);transform:translate(0);transition:transform .2s}.hm-card:hover .hm-card__arrow{transform:translate(4px)}.hm-card__pill{font-size:.5625rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);background:rgba(var(--accent-rgb),.08);border:1px solid rgba(var(--accent-rgb),.15);padding:.125rem .4rem;border-radius:3px;line-height:1.2;white-space:nowrap}@media(max-width:960px){.hm-hero__inner{grid-template-columns:1fr;gap:2.5rem}.hm-qe{max-width:560px}}@media(max-width:480px){.hm-qe__layout{grid-template-columns:1fr;gap:1rem}}@media(max-width:600px){.hm-hero{padding:2.75rem 0 2.5rem}.hm-section{padding:2rem 0}.hm-grid{grid-template-columns:1fr;gap:.625rem}.hm-card{padding:.75rem}}